Your Assets 

Asset-based Long Term Care policies work by leveraging existing assets to help pay for LTC expenses only if they are needed. And, if LTC expenses aren’t incurred, then the assets pass on to your beneficiary - your family or favorite charity.

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Repositioned Assets can provide:

  • Death Benefit

  • Cash Value

  • Long-Term Care

  • Continuation of Benefits for long-term care insurance rider (1)

(1) Continuation of Benefits for long-term care insurance rider is available for an additional cost.

By using the time-tested concepts of life insurance and annuities as their foundation, our Care Solutions products may help you prepare for these retirement concerns:

  • Living a long life

  • Covering LTC costs

  • Helping with asset accumulation

  • Assisting with wealth transfer

 

An asset-based LTC policy offers you:

  • Premiums that never increase

  • Benefits even if LTC is never needed

  • Flexibility of either a single or two-person contract

 

Contact Ward & Associates using the form at right for a free consultation to learn how this LTC solution will work for you.